Eligibility Requirements For State Insurance Benefits

To be eligible for state insurance benefits, an individual or his or her employer must meet certain requirements. These requirements vary from state to state and depend on the particular coverage plan that an employee chooses. In general, however, the basic requirements remain the same across all insurance plans. If one meets these requirements, he or she may qualify for insurance benefits.

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The following categories of workers are eligible for federal health insurance benefits: Full Time FTE employees, university and college staff, research associate (RN), and time- restricted ( TL) positions planned to work 30 hours or more a week. Full Time Variable Rate (FTC) employees who qualified as full time during the year that is covered by the plan, but were not employed for at least six continuous months are also eligible for coverage. Time-restricted employees typically meet one of these two requirements and are allowed to participate in the plan for a specified amount of time each year. The insured’s gross monthly income is usually based on tax filing status, marital status, or employment history. The insured must be at least 18 years of age and a citizen of the United States in order to be eligible for coverage.

State insurance benefits provide long-term and short-term medical coverage. Most states require employers to offer at least some type of minimum medical coverage to their employees. In addition to dental plus and dental, many states also have long term and short term disability insurance options available.